By Bob Katzen

The House approved and sent to the Senate legislation waiving, for six years, until 2030, a law that requires businesses and groups to have a 35 percent participation rate in order to qualify for group auto and home insurance discount rates. The measure permits groups with less than the 35 percent participation to take advantage of group rates, which supporters said will save members between 5 percent and 8 percent. The law has been waived since 1997. The 35 percent requirement was first included in a 1973 law.

   Supporters said if the bill is not approved, insurance discounts for 322,000 vehicles and 142,000 homes in the Bay State would disappear on January 1, 2025 and consumers will pay millions of dollars more for insurance.

   Reps. Dan Cahill (D-Lynn) and Tom Walsh (D-Peabody) sponsors of the measure did not respond to repeated requests by Beacon Hill Roll Call asking them to comment on their bill.

  ALLOW ELECTRONIC RECEIPT FOR DELIVERY OF FUEL OILS AND PROPANE (H 4132) – The Senate approved a House-approved bill that would allow companies to send customers an electronic delivery receipt for the bulk sale of fuel oils and propane.

   “This legislation modernizes the receipt system by allowing the vendor of bulk sale deliveries to utilize an electronic receipt, ticket or other form of recorded representation for the purchaser to review the sale item,” said House sponsor Rep. Jeff Roy (D-Franklin). “Massachusetts is one of the last states to update this antiquated system of delivery of receipts/invoices from bulk sales. In today’s world of technology, it only makes sense that the delivery of receipts/invoices can be safely and efficiently transmitted to the consumer without having to leave a paper bill at the door or mailbox. Many, if not most businesses, already operate this way and there is no good reason not to advance bulk sales in this direction as well particularly as the consumer would have a choice in the method of delivery.”

   Supporters also noted that customers frequently complain about the current practice of the company leaving bags with receipts on their doorknobs or in their mailboxes. They said leaving the receipts in a USPS mailbox is not permitted by law and also leaves consumers vulnerable to identity fraud. They also pointed out that leaving a plastic bag which might remain on the doorknob for several days is a clear signal to would-be criminals that the homeowner is not home and might be traveling.