On 6/15/2017, I (Officer Devin Schneider) was in full uniform while assigned to marked unit East-3 during the evening shift. The following report is a summary of the events that I witnessed, as they pertain to incident #17035885:
At around 3:55 pm I responded to Citizens Bank, located at 40 Union Square, for a report of a female trying to use a stolen credit card. Officer Juan Ducasse (East-2) and Sergeant Michael Kennelly (S-8) responded as well. Upon arriving, I met with the suspect standing at the bank teller window, who was pointed out to me by an employee of the bank. The suspect was identified via her M.A. issued identification card as: Jeddasia Warner.
I spoke with the bank clerk: XXXXX, and learned the following information:
Ms. Warner had come to XXXXX’s teller window and presented a Capital One credit card with the request of a cash advance transaction for the amount of $1,200.00. XXXXX stated that she thought the credit card looked strange, not like a typical Capital One credit card. While processing the transaction, another female came to the teller window next to her with a Capital One card and requested a cash advance of $2000.00. XXXXX believed that Ms. Warner looked nervous while the transaction was processing. XXXXX stated in her past experience, groups have come into Citizen together and attempted to process cash withdrawals with fake credit cards.
XXXXX then contacted Capital One via the telephone. According to Capital One’s fraud department: the name printed on the card (Jeddasia Warner) did not match the card holder’s name associated to the card number. The second female attempting to complete a cash withdrawal left the bank without completing the transaction. Ms. Warner had completed the transaction and signed the receipt, however, she did not receive any actual cash.
I know, based upon my training and experience, that there is a specific type of credit card fraud, where a suspect will forge a credit card using a valid account number embossed with the suspect’s name. The information encoded on the magnetic strip of the credit card will also contain the valid credit card number. The suspect will then make a cash withdrawal using the credit card and their own identification, as it would match the information fraudulently printed name on the card. I believed, based upon my training and experience, that Ms. Warner was presenting this type of fraudulent card.
I placed Ms. Warner under arrest, handcuffing her in a manner consistent with my training. Ms. Warner was transported back to the Somerville Police Station in prisoner transport unit 200, operated by Officer Derrick Dottin. At the station, she was booked in the usual manner by the Commanding Officer: Lt. Jeffrey Digregorio.
I will be charging Jeddasia Warner for the following crimes:
-Ch. 266 / S. 37C: Utter a Forged Credit Card
-Ch. 274 / S. 6: Attempt to Commit Larceny Over $250
I entered the signed receipt for the transaction and the fake credit card into evidence in the usual manner.