EXCLUDE MEDICAL DEBT FROM CREDIT REPORTS (H 284)

By Bob Katzen

This bill would exclude from consumer credit reports information about medical debt arising from the receipt of health care services.

“Debt and credit are critical to households’ personal finances,” said sponsor Rep. Kip Diggs (D-Barnstable). “I sponsored this legislation to protect consumers, especially those who struggle financially, from the implications of medical debt, which is often caused by cost-sharing from unpredictable medical events and has proven not to be a good predictor of credit worthiness anyway.”

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