By Bob Katzen
This bill(S 249) – Requires the state to develop and allow cities and towns to institute a program to teach financial literacy to students in pre-kindergarten to grade 12. The topics covered would include understanding banking and financial services, loans, interest, credit card debt, online commerce, renting or buying a home, saving, investing and planning for retirement, balancing a checkbook, state and federal taxes and charitable giving.
TERMS AND CONDITIONS
· Copyright
· Trademarks
· Disclaimer
· Applicable Law
· Pricing Information
· Shipping Information
· International Orders
· Color Information
· Fraud Protection Program
· Comments, Feedback and Other Submissions
COPYRIGHT
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TRADEMARKS
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APPLICABLE LAW
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PRICING INFORMATION
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FRAUD PROTECTION PROGRAM
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COMMENTS, FEEDBACK AND OTHER SUBMISSIONS
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WHAT OUR PRIVACY POLICY COVERS
· What our Privacy Policy Covers
· What Personal Information is Collected
· How We Protect Your Information
· How We Use Your Personal Information
· Who Views Your Personal Information
· Making a Purchase
· Children Under 13
· Website Cookies
· Questions About This Policy
WHAT OUR PRIVACY POLICY COVERS
Thank you for visiting our site. We are committed to protecting your privacy.
This Privacy Policy covers any personal information that we obtain from you when you use services on our site. This policy does not cover the practices of companies that we do not own or control, or the actions of people that we do not employ or manage.
Our Privacy Policy may change in the future. We invite you to check back periodically to see if we have made any changes.
By using this site, you agree to the terms of our policy. For more information about the terms of use for this site, please visit our legal page.
WHAT PERSONAL INFORMATION IS COLLECTED
Depending on how you use our site, we may ask you to share personal information with us. Whether you choose to give us this information is completely up to you, but keep in mind that if you withhold information, you may not be able to use some of our services.
We will ask you for information, including some personal information, when you Make a purchase. When you buy something on this site, you have to supply a billing address, phone number, shipping address, and credit card information.
HOW WE PROTECT YOUR INFORMATION
We realize that our customers trust us to protect their personal information. We take that task seriously. We never display your full credit card number once it has been entered. We urge you to protect your own privacy. We recommend that you do not share your password with anyone or share your password in an unsolicited phone call or e-mail.
Unfortunately, despite all of our efforts, there is always a risk that third parties may unlawfully intercept transmissions. This reality is true of all Internet use. As a result, we cannot ensure the security of any information you transmit, and you transmit all information at your own risk.
HOW WE USE YOUR PERSONAL INFORMATION
We collect personal information primarily to make our services more rewarding for you to use. We usually use this information for internal purposes, such as studying our customers' preferences. We may also use your information to contact you for account and promotional purposes.
WHO VIEWS YOUR PERSONAL INFORMATION
We may share your personal information with companies that perform services for us, such as delivering packages, sending postal mail and e-mails, processing credit card payments, investigating fraudulent activity, and providing customer service. They have access to personal information needed to perform their functions, but may not disclose your personally identifiable information for other purposes. Some personal information is stored on servers owned by other companies. Only our personel and our websites have the right to access this information. We do not currently sell or license personal information and have no plans to do so. Your personal information will only be used by this site.
At this time, we do not share any personal information with marketing affiliates. It is unlikely that this policy will change in the future. If we do decide to share information with our affiliates, we will post a notice in this Privacy Policy.
MAKING A PURCHASE
When you buy something on this site, you have to supply a billing address, phone number, shipping address, and credit card information. By making a purchase, you become a registered user. You can choose to store information needed to make a purchase, such as your shipping and billing addresses in the My Account — Profile page. Your credit card information is NEVER stored in our databases and is used only for the duration of the purchase transaction. This data is always transmitted securely to the merchant bank and immediately erased from our systems.
CHILDREN UNDER 13
Our site is not designed for children. We do not wish to collect personal information from children under 13. This policy is designed to protect children. Federal law requires us to take special steps to safeguard children's privacy. If you register with us and we discover that you are under 13, we will delete your registration. We will send you a message if we do this. If you are under 13 and want to make a purchase, please ask a parent to place the order for you.
WEBSITE COOKIES
We collect some anonymous information about how you use the site by setting and accessing cookies on your computer. These cookies track information such as how often you visit our web site, what pages you view, and where you go after you leave the site. The cookies track your computer, not you. They are not connected to any personal information about you.
QUESTIONS ABOUT THIS POLICY
If you have any questions about this Privacy Policy, or the content or practices of our website, you can contact us directly at:
Mass Publishing Inc. wmtauro@aol.com
Terms & Conditions/ Cancellation/return policy:If unsatisfied with subscription
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It’s about time!